Household contents including furniture, TV, clothing, carpets and electrical goods are covered against damage or loss whilst they are in your home.

Some postcodes are excluded from storm and flood cover. See below for a full list.

Summary of cover

This is only a brief summary of what the policy covers. Full details of the conditions and exclusions are given in the policy document which can be download from the right of this page.

Accidential damage:  accidental breakage of mirrors, fixed glass in furnitutre, tvs

Freezer contents:  unlimited

Keys and replacement locks:  £100

Damage to your own fixtures and fittings:  up to 20% of the sum insured for decorations and tennants own fittings

Liability to third parties:  £2,000,000 maximum per claim for damages to other people and their property for which you may be held laible through negligence.

Personal accident:  £1,000 death benefit as a result of an accident in the home.

Postcodes excluded from storm and flood cover

• YO1 9UL
• YO1 9US
• YO10 3TB
• YO10 3TR
• YO10 3TD
• YO10 3TS
• YO10 3RJ
• YO10 3TE
• YO10 3TT
• YO10 3TF
• YO10 3TW
• YO10 3SP
• YO10 3TG
• YO10 4DS
• YO10 3SR
• YO10 3TH
• YO10 4PB
• YO10 3ST
• YO10 3TJ
• YO10 3SU
• YO10 3TL
• YO10 3SX
• YO10 3SE
• YO10 3SZ
• YO10 3TN
• YO10 3TP
• YO10 3TA
• YO10 3TQ
• YO19 4QQ
• YO23 1BA
• YO23 1BD
• YO23 2RG
• YO23 1AN
• YO23 1AY
• YO23 1AR
• YO23 1AZ
• YO26 4YP
• YO26 4YR
• YO26 4YX
• YO26 4YY
• YO26 4YZ
• YO26 6LL
• YO30 7BQ
• YO31 8FB