Housing Benefit will generally be paid directly into your bank account. This is quicker and more secure than payment by cheque. However, it does mean that you will need to have a bank account. Many banks operate basic bank accounts that also allow you to pay your rent by Standing Order.

The Financial Services Authority (FSA) have produced a leaflet about basic bank accounts that can be downloaded from the FSA Money made clear publications page. Alternatively, call the FSA on  0845 606 1234.

There will be safeguards in place, so that payment can be made direct to your landlord, eg if you are identified as ‘vulnerable’, that is you are likely to have difficulty managing your own affairs.